Private Commercial Real Estate Loans in NYC

Brook Brokers arranges private commercial real estate loans in New York City, providing flexible financing for transactions that do not fit traditional bank criteria.

When Private Financing Is Used

Private loans are commonly used for:

These loans prioritize flexibility and execution.

Private Lending for Commercial Real Estate in Brooklyn

Brook Brokers provides private lending solutions for property owners, investors, and developers who need flexible capital and fast execution. Our lending is relationship-driven, asset-focused, and built to close.

The Benefits of Private Lending

Fast Closings

Close in days, not weeks. We move quickly so you can seize opportunities.

Flexible Underwriting

We focus on the asset weeks. We move and the deal, not just your financials.

Custom Solutions

Tailored loan structures designed to fit your business plan.

Asset-Focused

We lend based on the value and potential of the property.

Confidential & Reliable

Direct lending with certainty, discretion, and clear communication.

When Private Lending Makes Sense

Private loans are ideal when traditional financing is not an option or when speed and flexibility are critical.

Typical Private Loan Terms

Term

Typical Range

Loan Amount

$250,000 $10,000,000+

Loan-to-Value (LTV)

Up to 70% (case by case)

Loan Term

6 36 months

Interest Rate

Interest-only, rates vary by deal

Prepayment

Flexible options

Collateral

First mortgage or other security

How the Private Lending Process Works

Initial Consultation

We discuss your needs and the property

Deal Evaluation

We review the asset and deal structure.

Term Sheet

We review the asset and deal structure.

Due Diligence

We move quickly to verify the deal.

Closing

We close fast and fund your loan.

Execution

You execute your plan and create value.

Property Types

Private financing is used across:

Private vs Bank Financing

Choosing the right approach depends on the property and the timeline. A broader comparison is outlined at / Commercial-Financing-Brooklyn

Private Loans Offers

Bank Loans Offers

Discuss Private Lending

We can evaluate your situation and determine whether private financing is appropriate, then identify lenders aligned with your deal.

Considering Selling a Brooklyn Property?

Request a confidential consultation to discuss pricing, market conditions, and sale strategy.

Frequently Asked Questions

What types of commercial properties can be financed in Brooklyn?

Commercial financing is available for multifamily buildings, mixed-use properties, development sites, retail assets, and industrial buildings. Each asset type is underwritten differently based on income, condition, and location.

Bridge loans are short-term and designed for speed and flexibility, often used for acquisitions or transitional properties. Bank financing typically offers lower rates and longer terms but requires stabilized income and more conservative underwriting.

Yes. If a property does not qualify for traditional bank financing, bridge loans or private lending may be available based on the asset’s value and the plan to improve performance.

Timing depends on the loan type. Bridge and private loans can close in a matter of weeks, while bank financing typically takes longer due to underwriting and documentation requirements.

No. We present financing options based on your property and objectives, and there is no obligation to proceed unless you decide to move forward with a specific loan.

Lenders evaluate factors such as net operating income, loan-to-value, property condition, and borrower experience. In some cases, particularly with bridge or private loans, the focus may be more on asset value and the exit strategy.